Home Mortgages

Today's Rates

30 Year Fixed Rate Conforming
 Rate  APR  Points
 4.875%  4.937%  0.000%
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.875%  5.731%  0.000%
15 Year Fixed Rate Conventional
 Rate  APR  Points
 4.375%  4.481%  0.000%

Personalized Quote

Rate Watch

Keep an eye on rates via email.
Sign up for Rate Watch.

Bernie Seals

Loan Officer

NMLS #: 980271
Office: 616-205-0328
Cell: 616-648-4132
330 Market Avenue SW
Grand Rapids, MI 49503
Business Hours: Monday through Friday 8:00 – 5:00 or by appointment.

You are leaving this website.

You have clicked on an external link and are leaving the ChoiceOne.com website. ChoiceOne Bank provides these links as a convenience and isn’t responsible for the security or content of any linked page.

What You Will Need

Applying is fast and easy. Here’s what you’ll need to have ready:

  1. Your Social Security Number or Individual Tax Identification Number (ITIN)
  2. A US government-issued photo ID (e.g. Driver’s License, Passport, or State)
  3. A credit or debit card to fund your new account
  4. A valid email address


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial Banks to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We must also ask to see your driver’s license or other identifying documents.

Online Applications are available for residents of our service area including Kent, Newaygo, Muskegon, Ottawa, Montcalm, Oceana, Osceola, Ionia, Mecosta, Lake, Allegan, and Barry Counties in Michigan.